Individual Loan

At Choice Finserv we understand the value of personal aspirations and the value of assistance that is often required to fulfil such aspirations. That’s why we offer various individual loans with easy terms.

Apply for individual Loan

Apply for Flexi Credit in India

Our Flexi-Credit has the freedom to withdraw or deposit money at the same or multiple times from your loan accounts as desired with our efficient business loan facility. We at Choice Finserv understand the management of finances and value money and thus, only charge the interest on the utilized amount. You will have the flexibility of reducing or increasing the repayment amount and tenure period.


Get a Flexi business loan up to Rs. 25 lakhs online.


Apply Now!

Individual Loan Sanctioned in 10 Minutes

10 Mins

Loan Sanctioned Time

Get Individual Loan Disbursed in 48 Hours

48 Hours

to Get Loan Disbursed

Minimum Paperwork

Minimum

Paperwork

Low Loan Processing Fee

Low

processing Fee

Individual Loan Eligibility

Who can avail?

Self-Employed non-professional (SENP) like businessmen, shop keepers etc. and Self-Employed professional (SEP) like Doctors,Architect, Consultant etc.

Requirements for Individual Loan

For what purposes?

The loan amount can be used to fulfil any needs like purchase of goods & services, asset creation, investments in financial assets, events expenses etc.

How to Apply for a Flexi Credit
with Choice Finserv

Submit the Documents

01

Submit the Documents

With the help of our eligibility calculator find out your eligibility for the loan to start the process

Check Your Eligibility

02

Check Your Eligibility

By submitting your paperwork digitally and include your KYC, business owner/business documents, and income proof

Quick Loan Approval

03

Quick Loan Approval

A team of professionals will analyse the documents once they have been submitted, speeding up the process so that an approval can be given within 48 hours.

Loan Disbursed

04

Loan Disbursed

After getting approval, the loan is disbursed within a short period of time.

With our eligibility calculator
Check your Eligibility

Documents Required
for Flexi Credit

KYC Documents for Individual Loan

For KYC

  • ID Proof
  • Address Proof
  • Pan Card/Form 60
Income Proof Documents for Individual Loan

Income Proof

  • Last Income tax return / Form 16
  • Proof of Service Vintage

Features

  • We at Choice Finserv value the needs and requirements of our customers and hence offer business loans ranging between 50K - 25 Lakh.
  • Wherever you are Choice Finserv is there to serve and support your dreams, we provide loans to all MSMEs even in the far-flung locations of “Incredible India”.
  • Get your business financed just by sitting in your home/workplace/ garden from anywhere with our rapid and time-saving loan procedure.
  • Choice Finserv not only offers you efficient and easy processing of your loan but also provides instant loan approvals.
  • Apply for your business loan stress-free with our minimum or zero documentation requirements.
  • We at Choice Finserv help promote digital loan processing for efficient functioning and to boost transparency for our customers.
Apply Now
To view our Schedule of Charges, click here!

Why Choose Us For Felxi
Credit?

Low Processing Fee

Low

Processing fee

No Forclousure Charges

No

Foreclosure charges

Attractive interest Rates

Attractive

Interest rates

Flexible Repayment Options

Flexible

Repayment Options

Quick Flexi Loan Approval

10 Mins

Loan Sanctioned Time

Flexi Loan Disbursed in 48 Hours

48 Hours

to Get Loan Disbursed

Minimum Paper Work for Flexi Business Loan

Minimum

Paperwork

Low Flexi Loan Processing Fee

Low

processing Fee

Individual Loan Eligibility

Who can avail?

Salaried individuals from Government and Private Sector.

Requirements for Individual Loan

For what purposes?

The loan amount can be used to Purchase new and used Passenger vehicles, Refinance on existing Passenger vehicles for personal purposes.

Bring Home Your Vehicle
with a Vehicle Loan

KYC

New Vehicle Loan

  • Starts at 50k
  • Attractive interest rates
  • Flexible tenure
Income Proof

Used Vehicle Loan

  • Up to 25 lacs
  • Attractive interest rates
  • More options in Less Budget

How To Apply For Vehicle Loan
with Choice Finserv

Submit the Documents

01

Submit the Documents

Submit your KYC, Vehicle Documents and Income Proof to know your eligibility

Check Your Eligibility

02

Easy Loan Approval

Once you submit the documents, you will receive an approval within 48 hours

Quick Loan Approval

03

Quick Loan Disbursal

Within a few hours of loan approval, you can reap the benefit of your disbursed finances.

With our eligibility calculator
Check your Eligibility

Documents Required for
Vehicle Loan

KYC Documents for Individual Loan

For KYC

  • Aadhar Card
  • Pan Card
  • Driving Licence
  • Income Proof

Features

  • Our initiative is to help provide loans to all salaried Government/ Private Sector employees, self-employed non-professional (SENP) –businessmen, shopkeepers, etc. Self-employed Professional (SEP) -Doctors, Architect, Consultant, etc. Farmer- For transportation of Agri/Dairy Produce.
  • Convenient for far-flung locations with easy branch reach.
  • Our structured process helps you avail finances up to 80-95% of asset value.
  • Choice Finserv loan tenure can range from 12 months to 60 months.
  • We at Choice Finserv offer our customers rapid and fast-moving financing services.
  • Get an attractive and feasible rate of interest with Easy Monthly Equated installments (EMI).
  • Our Minimum documentation standards lead to a quick and hassle-free process.
  • We respect and understand the needs of your finances and thus believe in the immediate disbursal of your loan.
  • We at Choice Finserve strictly believe in and practice environmental conservation by providing you with a paperless loan procedure.
Apply Now
To view our Schedule of Charges, click here!

Why Choose us for
Vehicle Loan?

Low Processing Fee

Low

Processing Fee

No Forclousure Charges

No

Foreclosure charges

Attractive interest Rates

Attractive

Interest rates

Flexible Repayment Options

Flexible

Repayment Options

Quick Flexi Loan Approval

10 Mins

Loan Sanctioned Time

Flexi Loan Disbursed in 48 Hours

48 Hours

to Get Loan Disbursed

Minimum Paper Work for Flexi Business Loan

Minimum

Paperwork

Low Flexi Loan Processing Fee

Low

processing Fee

Individual Loan Eligibility

Who can avail?

Individuals or Self Employed Professionals (SEP), on whose household premise the solar panel needs to be installed should be owned by them

How to apply for solar finance with Choice Finserv

Submit the Documents

01

Submit the Documents

Submit required documents online to check your eligibility

Check Your Eligibility

02

Application review

Your documents along with application is reviewed by our experts post which one can get an approval within 48 hours if all requirements are met

Quick Loan Approval

03

Quick Loan Disbursal

Within a span of few hours of approval, the loan is disbursed

With our eligibility calculator
Check your Eligibility

Documents Required for Solar Finance

KYC Documents for Individual Loan

For KYC

  • ID proof
  • Address proof
  • Pan Card
Income Proof Documents for Individual Loan

Income Proof

  • Salary slip of last 6 months
  • Last 2 years ITR

Features

  • This collateral-free solar loan comes with a one-time investment for lifetime returns.
  • You can enjoy its various government perks in the form of various subsidies, other tax benefits, and Lower Utility Bills.
  • You can easily get maximized funding for your environmental investment.
  • Solar Panels are manufactured with high-quality materials and have to comply with strict health and safety standards, making them safer than other sources of electricity.
  • Keeping up with our green responsibility towards our planet, we make it a point to keep your loan process paperless and minimal.
  • We help offer the best quality material & lowest pricing on Quotation verification by CFPL engineers.
  • Get convenient and fastening installation and subsidy approval with the expertise of impaneled EPCs
  • You can now obtain assistance and services to far-flung places with our wide branch reach.
  • Get hands-on experience with self/ Assistance Onboarding through our app.
  • You can keep your mind at ease as we help offer the availability of long repayment tenures.
Apply Now
To view our Schedule of Charges, click here!

Advantages

Quick Flexi Loan Approval

Quick

Loan Sanction

fixed interest rate on personal loan

Fixed

Interest Rate

Flexible Repayment Options

Flexible

Loan Terms

Personalized Customer Services

Personalized

Customer Services

Individual Loan Eligibility

Who can apply ?

Salaried and Self-Employed Professionals: Government and Private Sector Employees, Doctors, Chartered Accountant, Architect, Consultant etc

Who is Eligible ?

Age

Minimum : 21 years

Maximum: 60 years

Income

Non-metro: Minimum Rs15,000

Metro cities: Minimum Rs20,000

Work Experience

Salaried : minimum 6 months

Self employed : minimum 3 years

For what purposes?

Personal loans are ideal for covering urgent medical expenses, vacations, weddings, home improvements and more. They can be obtained quickly with minimal paperwork and make your life easier in times of financial need.

personal loan requirement

How to Apply for Personal Loan
with Choice Finserv

Submit the Documents

01

Check Your Eligibility

With the help of our eligibility calculator find out your eligibility for the loan to start the process

Check Your Eligibility

02

Submit the Dcuments

By submitting your paperwork digitally and include your KYC, business owner/business documents, and income proof

Quick Loan Approval

03

Quick Loan Approval

A team of professionals will analyse the documents once they have been submitted, speeding up the process so that an approval can be given within 48 hours.

Loan Disbursed

04

Loan Disbursed

After getting approval, the loan is disbursed within a short period of time.

For accessing APR Calculator Navigate to Loans section on the page
and view APR Calculator

Documents Required for Personal Loan

KYC Documents for Individual Loan

For KYC

  • ID proof
  • Address proof
  • PAN Card/Form60
Income Proof Documents for Individual Loan

Income Proof

  • Latest salary slips
  • Form 16
  • Last income tax return
Business Document Requiremnts

Business Documents

  • Certificate of Practice
  • GST Registration and Filing Documents
  • MOA & AOA

Features

  • Unsecured: The loan offered is free of any collateral requirement
  • Fixed interest rate: Offering of personal loan comes with a fixed interest rate, allowing for borrower to budget and plan their expenses
  • Fixed repayment term: The loan can be availed for a period starting at 6 months upto 5 years
  • Loan Amount: The loan amount starts from Rs50,000 to Rs50 lakh
  • Fees: Personal loan is offered at the attractive interest rate and low processing fees
  • Quick Disbursal: The loan application is processed digitally and disbursal is made to customers quickly
Apply Now

Choice International Limited , Sunil Patodia Tower,
J B Nagar, Andheri(East),
Mumbai 400099.

Monday - Friday : 08:30 am - 7:00 pm
Saturday : 10:00 am - 4:00 pm

+91-88-2424-2424

care@choiceindia.com

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Choiceinternational. CIN - L67190MH1993PLC071117
Choice Equity Broking Private Limited: SEBI Reg No. Broking - INZ000160131 ( BSE - 3299 ) | ( NSE - 13773 ) | ( MSEI - 73200 ) | ( MCX - 40585 ) | ( NCDEX - 01006 ).
Depository Participant SEBI Reg. No. - IN - DP - 84 - 2015 , DP ID CDSL - 12066900 , NSDL ID - IN301895. Research Analyst - INH000000222
Choice Wealth Private Limited: AMFI - Registered Mutual Fund Distributor. Association of Mutual Funds in India Registration Number - ARN - 78908.
Initial Registration: 15th March 2010 Valid Till: 14th March 2027.
Pension Fund Regulatory and Development Authority (PFRDA) - POPSE52022022 | Affiliated with POP HDFC Pension Management Company.
Choice Finserv Private Limited: NBFC Registration Number : N - 13.02216

Choice Insurance Broking Private Limited: IRDAI License No: 167, License Valid Till: 29-05-2025 | Category : Direct ( Life & General )
Registered Office: Choice International Limited, Sunil Patodia Tower, J B Nagar, Andheri East, Mumbai, Maharashtra 400099.
For any Grievances / Queries email at ig@choiceindia.com & care@choiceindia.com | Online Dispute Resolution Link: https://smartodr.in/login

Cautionary Message :

  1. Sharing of trading credentials – login id & passwords including OTP’s:- Keep Your Password/Pin and OTP’s private & confidential to avoid any misuse or unauthorised trades. Please ensure that you do not share it with any one.
  2. Trading in leveraged products like options without proper understanding, which could lead to losses
  3. Writing / selling options or trading in option strategies based on tips, without basic knowledge & understanding of the product and its risks
  4. Dealing in unsolicited tips through Whatsapp, Telegram, YouTube, Facebook, SMS, calls, etc.
  5. Trading in “Options” based on recommendations from unauthorised / unregistered investment advisors and influencers

Disclaimer:
1. *Investments in securities market are subject to market risks, read all the related documents carefully before investing.
2. In addition to client based business, we are also doing proprietary trading.
3. Brokerage will not exceed the SEBI prescribed limit.

Research Disclaimer and Disclosure inter-alia as required under Securities and Exchange Board of India (Research Analysts) Regulations, 2014

Choice Equity Broking Private Limited (“CEBPL”) is a registered Research Analyst Entity (Reg. No. INH000000222 ) (hereinafter be referred as “CEBPL”). (CIN. NO.: U65999MH2010PTC198714).

Reg. Address: Sunil Patodia Tower, J B Nagar, Andheri(East), Mumbai 400099. Tel. No. 022-6707 9999 .

Compliance Officer: Mr.Prashant Salian. Tel. 022-67079999 - Ext-2310
Email- Prashant.salian@choiceindia.com

Grievance officer: Deepika Singhvi Tel.022-67079999- Ext-834.
Email- ig@choiceindia.com

Research Disclaimer: Investment in the securities market is subject to market risks. Read all the related documents carefully before investing. Registration granted by SEBI, and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

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